With the real estate market starting to recover, 2020 has been a turning point for the sector, creating an opportunity that investors should take advantage of. The period is great for people who intend to buy an apartment or are looking for a house to rent, since the purchase conditions have been made easier, including for new properties.

In this article, we will present the main reasons for buying a property later this year and point out the advantages of making that purchase as soon as possible. In addition, we will provide details on the valuation of real estate, the rate of real estate financing, online negotiations, the variety in credit offers, among others. Continue reading and check it out!

1. GDP

The growth of the Gross Domestic Product is one of the indicators of the rise of the economy. In 2019, GDP grew by 1.1%, especially in the real estate services area, with an increase of more than 2.3%. At the beginning of this year, the market had an increase in domestic investments and the economy reheated causing optimism for investors and buyers.

2. Falling inflation

Inflation is forecast to close the year at 1.63%. This is due to the fact that the Central Bank cut the basic interest rate of the economy, the Selic, several times, setting it at 2%, reducing credit costs. This is the lowest rate ever in our country and was established to promote the real estate market for the acquisition of real estate.

3. Increasing employability

Some companies are already investing again, so the number of jobs is expected to increase and the unemployment rate will drop. According to economists, this should happen from the last quarter of this year. Despite the effects of the pandemic caused by the new Coronavirus, there is a possibility that the resumption of activities will return to normal over time.

4. Safe investment

Real estate investment is considered by many to be one of the safest ways to invest. This is because, when purchasing an item from that market, the buyer will be acquiring a physical asset, but that cannot be easily stolen or taken, as with goods such as cars, notebooks, etc.

5. Low property prices

What is expected is that, in the future, there will be an increase in property prices, since they are presenting a lower price at this moment. This means that it is the right time to buy, especially if you are thinking of investing, as, with market recognition, prices are expected to rise again. The sector depends on how the scenario is in the country and it is already possible to see an economic improvement with good expectations.

6. Property valuation

The acquisition of real estate is an excellent alternative to value financial resources. Unlike other investments that can bring losses to investors, a property always values. Anyone who decides to purchase a property now, at current interest rates, will have their money valued even more, increase their profit margin if they decide to resell or earn rental income.

Happy couple sitting on the couch for moving into the new house

7. Investment for rent

If the buyer is not thinking of buying for their own home, they may be interested in having an extra income and renting the property. In 2020, the scenario is favorable for this, and the amounts obtained can be used for payment of condominiums, taxes and maintenance. Many people look for real estate to live in, even if it is provisionally.

8. Best real estate financing rate

The opportunity to invest in the dream of home ownership has never been more advantageous than in 2020 since the best real estate financing rate in history is being charged. In recent years, interest rates have been low, but have now hit record-breaking rates, making loan installments much lower than in other times.

9. Increased online trading

The companies in the real estate segment have already adapted to the demands of the World Health Organization (WHO) for social distance and are making their launches in a virtual way. The service to potential customers is being carried out remotely, through digital communication channels. Online visits are already possible, including viewing decorated real estate projects.

Excellent quality photo and video resources are being used and online sales have become a trend for years to come. The internet provides great tools for prospecting customers, generating leads and closing deals. Countless consumers are giving preference to companies that use integrated portals and platforms that facilitate service.

10. Trading opportunities with those looking to generate liquidity with the sale of a property

Opportunities to negotiate with people who aim to generate liquidity through the sale of real estate are emerging every day. Many sellers are in need of these resources for their maintenance or other investments so that marketing can be done in a simpler and more uncomplicated way.

11. Variety in credit offers

There are several types of real estate financing available to those who decide to invest in this segment. The Constant Amortization System (SAC) is a modality through which the value of monthly installments decreases over time.

The SAC transmits security in relation to the settlement of the debt and the future of the buyer. As the debt is paid, there is a reduction in the amount and in the interest rate, with fixed amortization. The Housing Financial System (SFH) is an option of the federal government that uses resources from the Guarantee Fund for Length of Service (FGTS).

Other bank financing programs favor homeownership and benefits buyers who have monthly income to pay the loans. Thus, it is worth taking advantage of the low-interest rates applied to obtain a property with easier conditions.

Now you know the 11 reasons to buy a property! Before making the purchase, check the physical condition of the house or apartment, do research on the values ​​practiced in the market, evaluate the location, the proximity of shops, schools, hospitals, etc.

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